Health Insurance – What’s The Big Deal?

ou hear people talking about it, you know it’s probably got some relevance, but just what’s the big deal with health insurance? If you don’t have it, or can’t afford it, can you go without? The simple answer is no. You need health insurance to protect yourself if something bad were to happen. Just like you wouldn’t go travelling without travel insurance, you shouldn’t be going about your daily life without some kind of health insurance. If you want to take care of your body, your bank balance and your better peace of mind, health insurance is a must. For the sceptics out there, here’s why we think health insurance is all that and more.

Life is unpredictable

Everybody knows that life comes with all kinds of twists and turns, and you have to be prepared for everything. But what if you aren’t prepared? Maybe you fall down the stairs on a walk one afternoon, and find yourself in a hospital bed with a broken leg. And when you do, you’ll want someone to help cover the costs. Health insurance has a lot of benefits, and helping you rest assured that you’re not going about life unprepared is definitely a big bonus.

Keep your finances afloat

Hospitals, surgery and doctors appointments cost money. Unfortunately, it’s often not until we need them that we realise the expenses at hand. Did you know that the average cost of a 3-day hospital stay is $30,000. Having health insurance can help protect you from high, unexpected costs like these.

Get health smart

If you don’t have health insurance, chances are you don’t know much about your health. Once you look into getting health insurance, and have to consider what’s most important to you, you start to think about your health in general. Maybe you’ll take less risks when you know more about the consequences, or maybe you’ll consider better diet and lifestyle choices. Either way, knowing more about the state of your health is never a bad thing! For more tips on how to eat well – with recipes included, exercise for your body, and even ask the experts questions about your health, check out HIF’s Healthy Lifestyle Blog.

Health insurance is one of those parts of life that are incredibly important for everybody. It doesn’t matter your age, health status, or occupation; health isn’t selective, and will strike out when you least expect it. It’s important to work on keeping yourself healthy, but having health insurance is just one of those guarantees that ensure you’re covered in case of all that unexpected stuff. Put your mind at ease, and look into health coverage today!